A complete suite of direct lending products — structured around your revenue, your industry, and your timeline. No brokers. No intermediaries. Just capital.
Every product is funded directly by Nationswarehouse Inc. We underwrite and deploy our own capital — which means faster decisions, cleaner terms, and a single point of contact throughout your funding journey.
Working capital is the fuel that keeps operations running. Our working capital loans provide flexible, lump-sum financing to cover payroll, inventory, supplier payments, rent, and the day-to-day costs of running a growing business.
Unlike traditional term loans, our working capital products are designed around the rhythm of your business — not a bank's quarterly reporting cycle. We look at your actual revenue and operational history to structure terms that fit your cash flow.
Revenue-based financing aligns repayment with your business performance. You receive an upfront capital advance, and repayments are calculated as a percentage of your monthly revenue — meaning when business is strong, repayments accelerate; when revenue dips, the pace adjusts accordingly.
This structure is particularly effective for businesses with seasonal revenue patterns, high-growth trajectories, or variable monthly income. There is no fixed monthly payment that creates strain during slower periods.
Acquiring the equipment your business needs shouldn't require liquidating working capital or waiting months for bank approval. Our equipment financing program provides dedicated capital for machinery, vehicles, technology infrastructure, and industrial equipment — with the asset itself often serving as primary collateral.
We finance both new and pre-owned equipment across all industries: construction, logistics, healthcare, manufacturing, food service, and beyond.
A business line of credit provides ongoing, revolving access to capital — draw what you need, when you need it, and replenish as you repay. Unlike a term loan, you only pay interest on the outstanding balance, making it an efficient tool for managing variable expenses and unexpected opportunities.
Ideal for businesses that need flexible, recurring access to capital rather than a single lump-sum deployment. Approved credit limits remain available as long as the line remains in good standing.
If your business operates on net-30, net-60, or net-90 payment terms, outstanding invoices represent capital your business has earned but hasn't yet collected. Invoice financing converts those receivables into immediate working capital — freeing you from the wait and giving you cash to operate today.
We advance up to 85–90% of qualifying invoice value, with the remainder released (less fees) when the invoice is paid by your customer. No disruption to existing customer relationships.
Whether you're acquiring commercial property, refinancing an existing property, or funding construction or renovation, our commercial real estate financing programs provide structured solutions for business property needs.
We work with owner-occupied properties, investment properties, and mixed-use developments. Our team has experience across retail, industrial, office, and multifamily commercial property classes.
Most businesses qualify for at least one of our programs. We consider the full picture of your business — not just a credit score.
6+ Months in Business
Most programs require at least 6 months of operating history. Some products require 12 months.
$10,000+ Monthly Revenue
Minimum monthly revenue thresholds vary by product. Working capital loans typically require $10K/month.
U.S. Business Entity
LLC, Corporation, Partnership, or Sole Proprietor. Registered in any U.S. state.
No Active Bankruptcy
Applicants must not have an active Chapter 7 or Chapter 13 proceeding. Prior bankruptcies are considered case-by-case.
All Industries Considered
We do not maintain blanket industry exclusions. All industry types are reviewed on a case-by-case basis.
3 Months Bank Statements
Standard documentation for most products. Equipment and real estate programs may require additional documentation.
Not sure which product fits your situation? Contact gabriel@nations-warehouse.com directly or submit an application and our team will identify the best structure for your needs.